Supplementary insurance, also known as supplemental insurance, is a type of insurance policy that is designed to provide additional coverage beyond what is covered by a primary insurance policy. Supplementary insurance policies can be purchased by individuals or provided by employers as part of an employee benefits package.

Supplementary insurance policies can cover a wide range of areas, including dental, vision, prescription drugs, critical illness, accident, disability, and long-term care. These policies can help cover the out-of-pocket costs associated with these services that may not be covered by a primary insurance policy.

One key advantage of supplementary insurance is that it can provide coverage for specific needs that are not covered by a primary insurance policy. For example, if a primary insurance policy does not cover dental services, a supplementary dental insurance policy can help cover the costs of routine cleanings, fillings, and other dental procedures.

It’s important to note that supplementary insurance policies typically require payment of additional premiums, so it’s important to carefully consider the costs and benefits of these policies before purchasing them.